ABOUT US

Breakwater Commercial Capital is a leader in hard money lending specializing in private financing to the residential and commercial investor. We have over 25 years of experience in residential / commercial construction, real estate investing and various aspects of financing. With Breakwater, it’s not just about the money; we hold ourselves to the highest ethical standards and seek to create true partnerships with our clients that will last for years to come.

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Bridge Loans

Bridge Loans

A bridge loan is a short-duration loan typically used as financing until a property is sold or a conventional loan is acquired.

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Refinance & Cash Out

Refinance & Cash Out

With these loans a borrower can quickly extract equity from real assets to obtain working capital for other projects.

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Fix & Flip (Construction and Renovation Loans)

Fix & Flip

An investor or rehabber can use private financing when planning to hold the investment property for a short period of time, such as during construction or renovation.

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Investment Purchase Loans

Investment Purchase Loans

When a borrower does not have time to wait for a conventional lender to approve a loan or when the borrower does not meet conventional lending standards.